If your home has an insured value of $750,000 or more it is time to consider a high-valued home insurance policy. Insurance carriers that specialize in high-value home insurance products offer some of the most comprehensive insurance policies on the insurance market today and are a top choice among those who qualify for these specialized insurance products.
High-value home insurance is tailored to provide insurance coverage for buildings of higher than the average value, such as heritage homes, as well as homes with special features or design elements. Another great example of a unique feature imported, high end stone valued at over $1,000,000 that was installed by one of our clients when they have their home built.
High-value home insurance products are based on:
Choosing the best high-valued home insurance is an important consideration to be able to maintain your lifestyle when you have a claim. High-value home insurance has features to make sure you are able to do so.
We have looked at the insurable value of your home and some unique features of your home. A few other items to consider for obtaining a high-value home insurance policy include:
If your home where to be burned in a fire, below are a few options that you would have with your high-value home insurance policy.
It can be typical for high-value home insurance policies to cost more than a typical or standard insurance policy. However, we have found that there are times when the costs are reduced. A few reasons why the costs of a high-value insurance policy are more expensive than a standard home policy are because:
I understand that paying more for insurance is the last thing we ever want to do. We will work hard for you to keep your cost down but also make sure you are protected for those unexpected circumstances.
Our high-value insurance carrier’s provide earthquake insurance as an added protection within the total portfolio of coverage. You are not forced into a secondary insurance market where you risk them running out of money before they pay you to rebuild your home. They offer several options of coverage depending on the level of coverage desired.
As your insurance agent we have access to all of the high-value insurance carriers that are available in the marketplace. As the insurance carriers change or new high-value insurance carriers are added we are continually evaluating each of the insurance carriers to make sure our clients are with the right carrier to meet their specific needs. We bring the experience you need when trying to navigate through seasons as new markets become available or disappear. Not all carriers are treated equal and we do our best to make sure you will be insured from a top rated carrier that will be here when you need them most..
Integrity Now Insurance Brokers, Inc.
6285 East Spring Street, #457
Long Beach, CA 90808
CA Insurance License 0D42517
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