Integrity Now Insurance Brokers is a preferred Insurance Agency that helps our local business here in Long Beach, CA obtain their needed property and liability insurance. As a full service insurance broker we are your one stop shop when it comes to meeting all of your insurance needs.
Depending on the type of business you are running will play a critical role in the type of policy we are able to obtain for you and your company. For companies that are basic in nature such as s restaurant or retail store, we will typically put coverage in place through a business owner policies (BOPs). These policies are very comprehensive in nature and will typically be your best option.
A business owners policy is capable of providing coverage for your building, contents, and liability related to your business operations. This coverage can include insurance protection at your office location and while you are at a client of yours. Many BOP carriers will also extend coverage for workers’ ‘compensation and business auto needs. While it may be more cost effective to insure these other coverage with another insurance carrier, many times having everything under at the same place can produce additional discounts.
For businesses that are more complex in nature like a nonprofit organization or a high risk company like a roofing contractor we may be required to obtain a more complex policy as a BOP policy may not provide all of the needed coverages.
This is where Commercial Property Insurance comes in. A typical Commercial Property Insurance policy will cover the property of your business that a BOP will not.
Commercial Property Insurance is customizable in most cases, allowing you to provide more coverage for the things that truly matter to your business, and less coverage to the things that do not. Don’t think you need Commercial Property Insurance coverage? Consider this: if a fire erupts in the building of your business and you lose your entire inventory, are you positive that your BOP provides enough coverage to replace it all? If someone breaks into your business and steals expensive equipment, are you positive your BOP provides enough coverage to replace it in full?
Already have a Commercial Property Insurance policy in place. We should spend some time reviewing the coverages to ensure you have enough coverage in place. After a few years you may have added thousands of dollars of more property that needs to be included.
Contact Integrity Now Insurance Brokers right away for a free quote for your business located in Long Beach California and surrounding areas including Orange County & Los Angeles California. We are a business too, so we understand your complex needs and the importance of having comprehensive insurance in place.
Integrity Now Insurance Brokers, Inc. is a multi-line insurance agency, providing personalized insurance coverage for families and businesses, throughout California.
Integrity Now Insurance Brokers, Inc
6285 East Spring Street #457 Long Beach, CA 90808