Water Well Drilling Insurance Brokers
Integrity Now Insurance Brokers specializes in water well drilling insurance. We have helped provide the needed coverages, from insurance companies that will have your back.
No matter how big or small your company is, we have the insurance markets to keep your cost contained.
Our water well drilling insurance program is designed for both residential and commercial water well drillers.
By partnering with our water well drilling insurance agency, you gain access to multiple insurance programs geared for your industry and you get access to GotSafety for free.
Our Water Well Contractors insurance program is designed for water well drillers, water pump installers, geothermal drilling, and core sample drillers.
Exclusive Water Well Drilling Insurance Program
Why Work With A Water Well Drilling Insurance Agency
You need an expert in your industry and we bring the expertise you need.
We are one of the top water well drilling insurance companies, that helps place your insurance coverages with “A Rated” insurance companies. We have negotiated an exclusive insurance market in California for our water well contractor clients.
When you work with an insurance broker, it is important they have access to the needed resources you need.
Because we have made it our business to understand the complexities of the groundwater industry, we have instituted risk management practices designed specifically with you in mind.
Our well water contractors insurance program provides extensive coverages, not available anywhere else. We can provide you with a complete one stop solution.
Liability Insurance For Water Well Drilling Contractors
It is important for your water well drilling insurance program, to provide all of the needed insurance coverages. We have found that many contractors only have a basic liability coverage, that excludes most of their claims scenarios.
Given the nature of your business, it is critical for water well drilling insurance coverages, to be as comprehensive as possible. There is nothing worse than paying thousands of dollars towards insurance just to find out you have no coverage.
What is included within our liability insurance coverage:
- Property
- Up to $5,000,000 total insured values per location.
- General Liability
$1,000,000 Per Occurrence
$2,000,000 General Aggregate
$2,000,000 Products Aggregate
$1,000,000 Personal and Advertising Injury
$ 50,000 Damage To Premises Rented To You
$ 5,000 Medical Payments
- Automobile
- $1,000,000 Combined Single Limit
Employee Benefits Liability
$1,000,000 Each Claim
$2,000,000 Aggregate
- Umbrella
- Limits are available up to $5,000,000
Work /Well Site Limited Pollution Liability
$1,000,000 Each Pollution Incident
$1,000,000 Pollution Liability Aggregate
- Inland Marine
- Crime
- Down-the-hole Coverage
- Loss of Income for damaged equipment
- Contractors Equipment Special Coverage
Workers' Compensation Insurance For Water Well Drilling Contractors
Your water well drilling insurance program must include workers’ compensation insurance for your employees. Workers compensation insurance provides the needed insurance protection in the event one of your employees becomes injured.
It also protects your business from medical bills and lost wages that are the result of an on-the-job injury. Most states require employers with 1 or more employees to obtain and carry workers’ compensation insurance.
Workers’ Compensation Insurance Provides up to the following insurance limits:
- $1,000,000 Each Accident
- $1,000,000 Disease – Policy Limit
- $1,000,000 Disease each Employee
We recommend purchasing the maximum available limit in your specific state. Having sufficient water well drilling insurance in place is vital to keeping your organization in business.
Claims surrounding water well drilling workers’ compensation insurance related to employee injuries can have large payouts. An umbrella policy can provide additional coverage if your primary insurance coverage becomes exhausted. Based on the rising cost of medical bills and wages, this has become a reality for many companies.
Drilling Rig Commercial Auto Insurance
We have access into an exclusive drill rig commercial auto insurance program. They will require that we also include your general liability insurance as part of your your overall water well drilling insurance program.
While not required, the water well drilling insurance company, would prefer the opportunities to quote out your workers’ compensation insurance as well.
By bundling all of your insurance together with one company, this opens up additional opportunities for us to negotiate more affordable premiums on your behalf.
When an insurance company is able to write 100% of your insurance, this allows them to spread out their overall liabilities when typically helps contain their losses. With the added insurance premiums, they are able to insulate themselves when a loss happens.
This is why you can get a 20% discount when you bundle your home and auto insurance together with the same company.
Your drilling rig auto insurance provides you with $1,000,000 in liability protection. If you have a contractual requirements that states you must carry more coverage, an umbrella policy is able to fill in those needed higher limits.
Down-The-Hole Insurance Coverage - What Is It And Why Do I Need It?
Water well drillers own a lot of expensive equipment. The last thing you need, is to lose your drilling equipment down a hole. Once this happens, you quickly discover if your insurance policy either includes or excludes down-the-hole insurance coverage.
Some insurance companies, will not include coverage for your drill equipment when it’s underground. That’s why it’s important to purchase down-the-hole insurance from a reputable insurance company that understands your industry.
Down-the-hole insurance provides the critical coverage for your equipment, if it becomes damaged while below the earth’s surface or if it becomes stuck in the hole.
Our water well drilling insurance companies understand the importance of this coverage to their contractor partners, and include this coverage as part of their commercial package policy.
Need Water Well Drilling Insurance?
Integrity Now Insurance Brokers is here to help your business with all of your insurance needs. One of our experts wants to help you find the needed insurance.
Are you a new company? We have an insurance policy for you.
Are you an established water well driller, let’s talk about saving you money and reviewing your current policies for deficiencies.
Feel free to give us a call and request a quote. One of our water well drilling insurance agents are standing by.
