Landlord Insurance Policy California
Integrity Now Insurance Brokers specializes in Landlord Insurance policies throughout California. If you Renting a property you purchased in Los Angeles or Orange County? Integrity Now Insurance Brokers understand your insurance needs.
If you have a homeowners insurance policy, you may be inclined to think your home is completely covered in the case of a fire. If you’re living in your own home – it will. However, we understand that your financial situation may change which means that your living conditions may have changed too. If you’re now renting out a house you once lived in, you need to think again about how you are insuring it. Remember your homeowner’s insurance policy will not cover you properly in the event of a loss. It is important that you obtain a Dwelling Fire Insurance policy.
A Dwelling fire insurance policy also known as a Landlord Insurance Policy is specifically designed to protect landlords from losing rental income that is lost as a result of a fire. In most cases, this coverage will provide you with a year’s worth of rental income, allowing you the time and resources to rebuild and still be able to collect the rents you would have otherwise received.
Landlord’s rental property insurance provides all the coverage you need to protect your property from damage as well as your legal and personal liability coverage.
Dwelling Fire Insurance for your rental property covers:
- Your rental building
- Other private structures, such as a garage or shed
- Any personal property, such as tools, appliances, or furniture, stored on-site or provided by you for use by your tenants
- Loss of Rents
- Personal liability coverage
We also encourage our clients to have their tenants purchase renters insurance for themselves. Your Dwelling Fire policy will not cover your tenant’s personal property or their personal liability in the event something happens. The last thing you want or need is for your policy to be impacted because of a liability loss from one of your renters. Integrity Now Insurance Brokers will help your tenants obtain the coverage they need to protect themselves.
We can also recommend a local Property Manager who can take care of all your service needs.
Contact Integrity Now Insurance Brokers, today to find out more about Landlord insurance.
Integrity Now Insurance Brokers, Inc
6285 East Spring Street, Suite 457 Long Beach, CA 90808