If you are in need to protect your retirement savings an Annuity is a fantastic option to provide you with a guaranteed lifetime income option. Integrity Now Insurance Brokers specializes in Annuities in and around Long Beach, CA and has many different annuity options in order to meet your individual retirement needs.
As an independent insurance agent we take the time to learn all about you and your need to protect your investment. We like to consider us your Safe money Advisor. This is because we do not put your retirement savings into a risky investment but rather we help provide you from market volatility.
Because we are an independent insurance agent we are not held captive to only being able to offer you a single product. We have access into every annuity carrier and annuity product that is available. This means we will not push a specific annuity product because that is the only one we can offer.
You can have the peace of mind that we are not product pushers but rather problem solvers. Once we understand your needs, we will then go to work to present your a product that best suits your retirement goals.
No matter what your insurance needs, Integrity Now Insurance Brokers has the insurance carrier options to ensure you are obtain the lowest price with the best coverage. Please call us today and request a free no obligation insurance quote.
A fixed annuity guarantees payment of a set amount for specified length of time as specified in the Annuity contract. It can’t go down (or up). It is a fixed interest rate such as 2.50% for a 5 year period.
An immediate annuity begins paying out as soon as the buyer makes a lump-sum payment to the insurer. There are some disadvantages to this program that you should discuss with your Annuity Insurance Agent.
A fixed indexed annuity is a contract issued by an insurance company that include specific guarantees. Your investment is linked to an index which allows you to participate in future growth, but protects you again stock market losses.
A deferred annuity begins payments on a future date set by the buyer. Depending on your specific need we structure your deferred annuity to match your retirement goals.
A variable annuity fluctuates with the returns on the mutual funds it is invested in. Its value can go up (or down). This is a Risk annuity and come with very high fees. We do not recommend this annuities.
Integrity Now Insurance Brokers is here to help you put together a plan that makes sense for your situation. There are over 200 different annuity products that all perform differently and are tailored for a specific purpose.
Buying an annuity is not as simple as buying auto insurance or home insurance. It is important to work with an annuity expert who has access to every product, so we can see which one is the best fit for you.
Give us a call so we can schedule a time to discuss your specific situation and we can then put together a plan that will meet your financial goals.
Call us at 562-606-1030
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