Auto Body Shop Insurance California

CALL US:  (562) 606-1030

Your Long Beach, California Auto Body Shop Insurance program needs to have the right coverage in place to ensure you and your company are assets are protected correctly.   We are an expert when it comes to insuring Auto Body Shops throughout California.  Buying insurance for your auto body shop doesn’t have to be a complicated process.  Within a few minutes we can provide you an insurance quote from multiple insurance carriers who specialize in Auto Body shop Insurance.  The insurance agent’s at Integrity Now Insurance Brokers will take the time to ensure that you have all of the policies your business needs to operate smoothly. Many business owners assume that purchasing a standard Business Owners Policy (BOP) is the only type of insurance they will need, but this is not the case. Although BOP’s are useful for most businesses, it is also wise to purchase other business insurance policies to go along with a BOP that meet the specific needs of your business.  One main coverage an auto body shop needs to be concerned with is Garage Keepers Liability Coverage.

What is Garage Keepers Liability Coverage for Auto Body Shops

Auto body shop companies that are in the business of storing customer vehicles need to be protected. There are a number of things that can happen in which your company can be found liable while you are in control of a clients property.

Garage Keepers Liability coverage is designed to offer protection for business owners who offer towing services, operate service stations or auto body shops. This coverage protects customer vehicles while they are kept at the business location for parking, storage or to perform maintenance or services in the event of fire, theft, vandalism, lightning or explosion. There are two types of Garage Keepers Liability coverage that are available:

  1. Direct Primary Coverage – Coverage for a business, even if the loss is not the business’s fault nor are they legally liable.
  2. Excess Coverage – Additional coverage over the limit of coverage that the vehicle owner/customer has from his/her own insurance company. This will automatically pay if the customer does not have Automobile Insurance.

Garage Keepers Liability Coverage is Designed for:

Limits and Deductibles

Some of the most common exclusions found in an auto body shop insurance policy are:

What coverages should your company consider purchasing:

By selecting the correct amount of Garage Keepers Insurance for your auto body shop and any of the other needed insurance coverage listed, this will help adequately protected your business from a major financial hardship to your company in the event of a major loss. Contact us today for more details.  (562) 606-1030

Integrity Now Insurance Brokers, Inc
4182 Viking Way, Suite 203 Long Beach, CA 90808

License #0D42517
(562) 606-1030