Garage Keepers Liability Coverage for Auto Body Shops

Auto Body shop Companies that are in the business of storing customer vehicles need to be protected. There are a number of things that can happen in which your company can be found liable while you are in control of a clients property.

Garage Keepers Liability coverage is designed to offer protection for business owners who offer towing services, operate service stations or auto body shops. This coverage protects customer vehicles while they are kept at the business location for parking, storage or to perform maintenance or services in the event of fire, theft, vandalism, lightning or explosion. There are two types of Garage Keepers Liability coverage that are available:

  1. Direct Primary Coverage – Coverage for a business, even if the loss is not the business’s fault nor are they legally liable.
  2. Excess Coverage – Additional coverage over the limit of coverage that the vehicle owner/customer has from his/her own insurance company. This will automatically pay if the customer does not have Automobile Insurance.

Garage Keepers Liability Coverage is Designed for:

Limits and Deductibles

Some of the most common exclusions found in an auto body shop insurance policy are:

By selecting the correct amount of Garage Keepers Insurance for your auto body shop, this will help adequately protected a major financial hardship on your company in the event of a major loss. Contact us today for more details.  (562) 606-1030

Integrity Now Insurance Brokers, Inc

www.integritynowins.com