Effective Date
These Terms of Service are effective as of September 16, 2026 and govern access to and use of https://integritynowins.com/ operated by Integrity Now Insurance Brokers, Inc..
Acceptance of Terms
By accessing or using https://integritynowins.com/, a user agrees to these Terms of Service. A user who does not agree to these Terms should not access or use the services. Integrity Now Insurance Brokers, Inc. provides notice of material changes to these Terms — such as by updating the effective date above and posting a conspicuous notice on https://integritynowins.com/ — before the changes take effect. Continued use of the services after notice of a change constitutes acceptance of the revised Terms.
Description of Services
Integrity Now Insurance Brokers, Inc. provides the services made available through https://integritynowins.com/. We may modify, suspend, or discontinue any part of the services at any time. The features and functionality of the services may vary over time.
Prohibited Conduct
A user agrees not to misuse the services, including by attempting to gain unauthorized access to systems, interfering with the operation of the services, infringing the rights of others, or using the services for unlawful purposes. We may suspend or terminate access for conduct that violates these Terms.
Intellectual Property
The services, including their content, trademarks, and software, are owned by Integrity Now Insurance Brokers, Inc. or its licensors and are protected by intellectual property laws. Except as expressly permitted, a user may not copy, modify, distribute, or create derivative works from the services without prior written permission.
Disclaimer of Warranties
The services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied — including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement — to the fullest extent permitted by law. Integrity Now Insurance Brokers, Inc. does not warrant that the services will be uninterrupted, error-free, or free of harmful components.
Limitation of Liability
To the fullest extent permitted by law, Integrity Now Insurance Brokers, Inc. and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to the use of the services. This limitation applies regardless of the theory of liability and even if a remedy fails of its essential purpose. Nothing in this section limits or excludes any liability that cannot be limited or excluded under applicable law, including liability for fraud, for willful injury to persons or property, or for violation of law.
Governing Law and Jurisdiction
These Terms of Service are governed by the laws of the State of California, without regard to its conflict-of-laws principles. The parties submit to the jurisdiction of the state and federal courts located in California for the resolution of disputes arising under these Terms.
Severability
If any provision of these Terms of Service is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms of Service constitute the entire agreement between a user and Integrity Now Insurance Brokers, Inc. regarding use of the services and supersede any prior agreements or understandings on that subject.
Contact Information
Questions about these Terms of Service may be directed to Integrity Now Insurance Brokers, Inc. at [email protected].